1. Introduction

These Terms & Conditions govern your use of this website and the services provided by Seth Capital. By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these Terms, please refrain from using this website.

2. Nature of Services

Seth Capital is engaged in the distribution and facilitation of various financial products offered by regulated financial institutions, including mutual funds, insurance products, and other investment-related solutions as permitted under applicable regulations.

Seth Capital acts solely in a distribution and facilitation capacity and does not provide portfolio management services.

3. No Assured Returns

Investments in financial products are subject to market risks and other associated risks. Seth Capital does not guarantee or assure any returns, profits, or performance on any investment product.

Past performance of any product, scheme, or investment strategy is not indicative of future results.

4. Risk Disclosure

Investments in mutual funds, securities, insurance-linked products, and other financial instruments are subject to market risks. Investors are advised to carefully read all relevant scheme documents, offer documents, policy documents, and disclosures before making any investment decision.

The value of investments may fluctuate based on market conditions, economic factors, regulatory changes, and other external influences.

5. Commission & Compensation

Seth Capital may receive commissions, brokerage, incentives, or other forms of compensation from Asset Management Companies (AMCs), insurance companies, or other product providers for the distribution of financial products.

Such compensation does not result in any additional cost to investors unless specifically disclosed and permitted under applicable regulations.

Investors may request additional information regarding commissions or compensation arrangements, where applicable.

6. User Obligations

By using this website, you agree to:

• Provide accurate and complete information whenever required.
• Keep your personal and contact details updated.
• Use this website only for lawful purposes.
• Review all relevant product documents before investing.
• Make investment decisions based on your own assessment and risk tolerance.
• Not reproduce, copy, distribute, modify, or misuse any content from this website without prior written permission.

7. Data Protection & Privacy

All personal information collected through this website is handled in accordance with applicable laws, including the Digital Personal Data Protection Act, 2023.

Please refer to our Privacy Policy for detailed information regarding data collection, storage, usage, and protection practices.

8. Tools, Calculators & Illustrations

Any financial calculators, SIP calculators, retirement planners, projections, illustrations, or other tools available on this website are intended solely for informational and educational purposes.

Results generated by such tools are based on assumptions and should not be considered guarantees of future performance or returns. Actual outcomes may differ significantly depending on market conditions and other factors.

9. Third-Party Links

This website may contain links to third-party websites for investor convenience and information.

Seth Capital does not control, endorse, or assume responsibility for the content, security, privacy practices, or accuracy of information available on such external websites. Users access third-party websites at their own discretion and risk.

10. Limitation of Liability

While Seth Capital endeavors to ensure that the information available on this website is accurate and up to date, no warranty or representation is made regarding its completeness, reliability, or accuracy.

To the maximum extent permitted by law, Seth Capital shall not be liable for any direct, indirect, incidental, consequential, or special losses or damages arising from:

• Use of this website.
• Reliance on any information provided.
• Technical interruptions or website unavailability.
• Investment decisions made by users.

11. Grievance Redressal

Seth Capital is committed to addressing investor concerns in a fair and transparent manner. For any complaints or grievances, investors may contact:

Investors may also lodge complaints through the official portals:

• SEBI SCORES Portal: https://scores.sebi.gov.in/
• SMART ODR Platform: https://smartodr.in/

For further details, please refer to the Investor Grievance Redressal Policy available on this website.

12. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or relating to the use of this website shall be subject to the exclusive jurisdiction of the courts located in Aligarh, Uttar Pradesh.

13. Amendments

Seth Capital reserves the right to modify, update, or revise these Terms & Conditions at any time without prior notice.

The latest version shall always be available on this page. Continued use of the website after any changes constitutes acceptance of the revised Terms & Conditions.